Loan Rates

checking-savings

LOAN RATES

Saginaw County Employees Credit Union Loan Rates

Updated as of 10/3/2017

*Rates subject to change at any time – the credit union should be contacted for the current rates.

APR = Annual Percentage Rate

*ALL RATES ARE SUBJECT TO CREDIT SCORES AND MAY DIFFER FROM QUOTED RATE.

AUTOMOBILE LOANS

VEHICLE MODEL YEAR MAXIMUM TERMS RATES AS LOW AS*
2018-2017 84 months 3.50% APR*
2018-2017 78 months 3.00% APR*
2016 or newer
66 months 2.60% APR*
2015 54 months 2.60% APR*
2014 & older
48 months 2.70% APR*

RECREATIONAL VEHICLE LOANS

VEHICLE MAXIMUM TERMS RATES AS LOW AS*
New or Used, Boats and Recreational 66 months 2.35% APR*
New or Used, Boats and Recreational 84 months 2.85% APR*

MORTGAGE & HOME EQUITY LOANS

*Rates Adjusted Daily – Please Call 989-793-9188 for the Current Mortgage Rates*

 FIRST MORTGAGES
RATES START AT*
Fixed Home Equity – up to 80% LTV 1 84 months       |       5.75% APR*
Home Improvement 48 months       |       7.50% APR*
Mobile Homes 84 months       |       9.50% APR*

*RATES SUBJECT TO CREDIT SCORE.   RATES SUBJECT TO CHANGE AT ANY TIME – THE CREDIT UNION SHOULD BE CONTACTED FOR THE CURRENT RATES.

SHARE PLEDGE LOANS

Share Pledge Loans 6.75% APR
Certificate of Deposit (CD) Pledge Loan minimum of 6.00% APY 3.00% APR + Certificate

OTHER AVAILABLE LOANS

RATES AS LOW AS*
SCECU MasterCard Revolving  9.99% APR*
Overdraft Protection Loan Revolving 15.00% APR*
Revolving Line of Credit Revolving 5.90% APR*
Personal Loan (over $1,000) 7.5% APR*
Personal Loan ($1,000 or less) 14.50% APR*
30-60-90 Day Note 15.00% APR*